Who is that one uninvited, unwelcomed guest, especially at Outdoor Weddings, who, on-occasion, decides to make a “SURPRISE” guest appearance, whether she is wanted there or not! No, it’s not your fiancé’s crazy ex-girlfriend who still thinks “he’s the one;” instead, you guessed it, it’s Mother Nature herself!
The pieces have just started to be picked up from the terrible Oklahoma tornados and now the country starting to prepare for hurricane season. Who could forget the havoc Superstorm Sandy caused last year and Hurricane Irene the previous year? The predictions are out and it looks like the we’re in for a bumpy ride this season.
The Wedding Protector Plan is urging brides and grooms to consider insuring their investment and deposits, just like you do your car or even engagement ring, when planning begins for their upcoming wedding. The wedding and event insurance provides coverage for many problems including severe weather that may be avoided if insured properly.
The Wedding Protector Plan is special event insurance which provides cancellation postponement coverage and other coverage’s to cover your investment, with an option to add liability coverage with no deductible, for many of things that could go wrong, that are beyond your control.
Disasters that the Wedding Protector Place covers include…
– No Dress
You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
– Lost Deposits
They can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
– Lost Rings
You can receive repair or replacement cost if the bride’s or groom’s wedding band is lost or damaged.
– Severe Weather
If severe weather (such as a hurricane) forces you to postpone your wedding, they can provide reimbursement for non-recoverable expenses.
– Transportation Shutdown
If you have to postpone your wedding because a commercial transportation shutdown prevents the honorees, parents, grandparents or children from getting there, you can receive reimbursement for non-recoverable expenses.
– Ruined Photos
If your photographer’s film is defective, or negatives are lost or damaged, they can help reconvene your wedding party to take new photos or video.
– Call to Duty
If the bride or groom is unexpectedly called up to duty, or her or his military or service leave is revoked, forcing you to postpone the event, they can provide reimbursement for non-recoverable expenses.
– Damaged Gifts
You can get repair or replacement cost if your wedding gifts are damaged.
– Sudden Illness
If the wedding needs to be postponed because sudden illness prevents the honorees, parents, grandparents or children from attending, you can receive reimbursement for non-recoverable expenses.
– Venue Requires Insurance
As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property. There is no additional cost for additional insured.
– Additional Expenses
If a vendor suddenly becomes unavailable for your event but you can find a last minute replacement, they can reimburse you for the difference in cost, up to 25% of the original contract price.
Remember, this is something that should be thought of BEFORE your big day. After all, of all days, this one should be PERFECT!